Thursday, March 29, 2012

MonyCrashers.com - "What Happens If You Default On Federal Loans?"

I am now a contributing writer for MoneyCrashers.com. Here's a snippet from my first article about defaulting on your federal loans:

Defaulting on any form of student loan, whether private or federal, is a nightmare. But when it happens with federal loans, Uncle Sam is merciless. Currently, there are 36 million Americans with federal student loans, and a growing number of these borrowers are struggling or unable to pay their monthly balances. Not surprisingly, the Department of Education reported that default rates have risen at an alarming pace in the past few years.

 

Milo and the Rhinoceros, part 2


In a previous column I wrote about a conversation I had with Milo, my six year old grandson.  I asked him if he had learned anything interesting in school lately and he told he me that he had been learning about how the rhinoceros is an endangered species.  We discussed that a bit and my reaction was to teach him that one person’s endangered species was someone else’s food. So when I visited him later on, we ate kangaroo, elk, wild boar, rabbit and pigeon (not all on the same day.) He loved them all.
I visited him again earlier this week and he handed me a piece of paper. It was a letter to parents jointly written by the kids in his class, asking for a donation to the “save the rhinoceros fund.” He had addressed his letter to me (and as an afterthought it seems, he included his mother as well.) I asked him why he was asking me for money for the rhinoceros, and he said it was because we had discussed it. 
I am, of course against indoctrination in school of any kind. I can think of a lot more important social problems to be concerned about than dying rhinoceroses. But this was “science” you see, and not social studies.
I may be morally opposed to indoctrination, but I am profoundly in favor of Milo learning to think hard, so I gave him five dollars to contribute to the fund. (His mother had earlier refused. “That’s my girl.”)
I then added that he could simply keep the five dollars for himself and buy whatever he wanted with it. His eyes lit up. He said he was confused about what to do. I said it was his decision.
Today I learned that he kept the money. 
Another blow against school indoctrination.

Wednesday, March 28, 2012

The Loop 21: Travyon Martin's Death And 'Stand Your Ground' Laws

The work on the student lending crisis continues. In this piece, however, I discuss the murder of Trayvon Martin and 'Stand Your Ground' laws.

Here's a snippet:

The tragic death of 17-year old Trayvon Martin has raised serious questions about race issues in the United States. The theory of a post-racial America, which many pundits proclaimed countless times shortly after President Obama’s election, seems to carry even less weight now.

Of course, Martin’s death has not been the only cause for intensified discussions about race and inequality. These societal problems are crucial and call for honest public debates that allow all Americans to assess race matters in this country.
Photo Credit: AP